As a rule, all loans issued on the day of application are very similar in the design procedure. So, to begin with, the applicant will fill out a loan application form, in which he indicates his or her basic data, as well as the place of employment, position and salary. In addition, the borrower is asked to indicate the employer’s phone number. The lender may call to verify the applicant’s job placement with the aim to find out whether he or she correctly indicated the amount of earnings